Great job so far Ernie!
I'll have to let someone AMD savy talk about the difference in clock speed that you see. I'm an Intel guy and have been. I've heard and read that the AMD chip can give goofy clock info in the BIOS. I don't remember why.
BTW--My next build will likely be AMD with water cooling.
I will talk about your temps:
Those temps are not only good, they're great. According to this page , the max (serious damage danger) temp for what I think is that CPU is 70C. Now, my mobo didn't tell me the "target" temp until I enabled Q fan. I guess you may have poked around and just checked it. I do believe that is the temp at which the CPU will experience a "thermal event" and shut down. Mine is a couple of degress lower than the spec max, while yours appears to be a couple higher? That table in the link is not AMD or Intel "official, although it says the data is drawn from official sources. BTW--the site kind of looks like Saphalline's, but I'm not sure it is.Tempreatures in this state:
CPU 36c - Mobo 28c - CPU TARGET ( )Temp 72c (is this the maximum temp before the computer shuts down?
Q Fan controller Disabled (at the moment)
Any suggestions/comments on the above?
As for enabling Qfan, When I built my system, I left it OFF initially. Meaning, I wanted all fans to run at maximum speed until I was comfy with the cooling system. Once I was, I enabled it and noticed something interesting. Keep in mind that I have a Zalman 7700Cu with a 120mm fan. The fan speed is rated 1000 to 2000 rpm +\- 10%. So, at full tilt, it should run somewhere around 2000 rpm, and it did. When I enabled Q fan, the speed decreased to around 1650 and varied. Interestingly, the CPU temp went DOWN with the slower speed and auto-control by Q fan.
Once you have confidence in everything, definitely enable the fan control and watch what happens.
As for the voltages, I'm not an expert there but I would say they look fine, too. Tolerances I have seen run +\-5% to +\-10%, depending on the particular voltage.
All in all, it's looking good.